April 2026 | Financial Planning Continuing Education

April 2026 Quiz

As a subscriber to Financial-Planning.com, you can earn up to 12 hours of CE credit from the CFP Board and the Investments & Wealth Institute.

Please read the articles and answer the questions below. To find the related article, click on the hyperlinked title of the story.

You must answer 8 of the 10 questions correctly to qualify for CE credit. A certificate of completion will be emailed to you with a qualifying score.

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IWI

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1. Starting with the 2026 tax year, brokers must report cost basis and gross proceeds of cryptocurrency on what new IRS form?(Required)

1120

1040-NR

1099-DA

1099-CAP

Related: What to know about the new IRS digital asset rules

2. Section 721 of the tax code requires financial advisors and their clients to retain their investment in an exchange fund for a minimum of how many years?(Required)

Four

Five

Six

Seven

Related: Locked into concentrated capital gains? Exchange funds could help

3. The “safe harbor” framework in the Department of Labor’s proposed rule addressing private investments in 401(k) plans would:(Required)

Allow the inclusion of alternative assets in 401(k) plans

Shield plan sponsors from lawsuits under certain circumstances

Set liquidity parameters for private market investments in 401(k)s

Suggest guidelines for how assets are priced within participant accounts

Related: DOL rule could reshape 401(k) access to alternatives

4. In early April 2026, the SEC announced a record amount of monetary penalties levied in its fiscal year 2025. What was the total?(Required)

$17.9 billion

$15.9 billion

$11.2 billion

$8.2 billion

Related: SEC finds little to celebrate in record $18B penalty haul

5. Which one of the following types of misconduct was not included in the examples that SEC Chairman Paul Atkins said the agency will now concentrate on?(Required)

Fraud

Market manipulation

Off-channel communications

Abuses of trust

Related: SEC finds little to celebrate in record $18B penalty haul

6. Households whose income exceeds what percentage of the federal poverty level are no longer eligible for tax credits under the Affordable Care Act?(Required)

125%

250%

300%

400%

Related: ACA subsidy cliffs are back and costing clients thousands

7. For ACA enrollees, by what percentage on average did premiums rise in 2026?(Required)

10%

17%

26%

34%

Related: ACA subsidy cliffs are back and costing clients thousands

8. According to the JAMA Network, the average American spends how many years of their life incapacitated or with a noncommunicable or chronic disease?(Required)

12.4

10.6

8.2

5.9

Related: 3 portfolio fixes to make now for 100-year-plus lifespans

9. Women advisors are most heavily represented in which wealth management channel?(Required)

RIAs

Brokerages

Hybrid firms

Banks

Related: Women advisors are at a plateau. It’ll take more than recruiting to fix it

10. Among advisors with less than 10 years of experience, what percentage are women??(Required)

32%

30%

26%

22%

Related: Women advisors are at a plateau. It’ll take more than recruiting to fix it

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